Health

How To Cope When You Lose a Loved One to Personal Injury

Even though death is something we all will eventually endure, it’s nothing less than devastating when someone is taken suddenly. The wrongful death of a healthy person can leave the surviving spouse and family members in ruins.

On top of dealing with a significant loss, the surviving spouse has to plan the burial and manage the final expenses of the deceased. With so much important business to handle during such a stressful time, coping with losing a loved one to a personal injury is a test of the spirit. Continue reading to get some tips to help you cope with the sudden and tragic death of a family member.

Hire a personal injury lawyer for your wrongful death lawsuit.

If you lose a family member because of wrongful death due to negligence, an accident, or malpractice, you have to act fast to get compensation for your wrongful death claim. There are thousands of personal injury lawyers in the United States, but finding the right one is critical to the success of your case.

When trying to find a lawyer to pursue your personal injury claim, you need to find an attorney with experience trying the kind of wrongful death claim you have. For instance, if you have a medical malpractice case, you need a lawyer who’s represented malpractice victims and is used to dealing with medical malpractice insurance companies.

Depending on the circumstances surrounding the case, most lawyers don’t charge a fee unless and until the plaintiff wins their lawsuit. The lawyer who takes your case will try to get you compensation for medical expenses, funeral expenses, pain and suffering, and loss of income. No amount of money can erase the tragedy your loved one endured, but you’ll cherish the legal advice and representation when your family member’s final expenses begin to mount.

Begin planning your family member’s funeral service.

The probability is that most of us will have to plan a spouse or family member’s funeral service at some time. However, when personal injury results in a loss of life, making funeral arrangements can be more stressful and difficult.

If your loved one didn’t leave behind any burial instructions, the first decision you have to make is whether to give them a traditional burial or cremate them. Given the cost of a funeral and burial, if you’re trying to save money, you’ll probably consider cremation. Caskets cost thousands of dollars by themselves, and funeral expenses can cost tens of thousands of dollars, whereas cremations are a fraction of traditional funeral costs.

If your loved one had Medicare and you’re wondering if Medicare covers the cremation costs, the short answer is no. Medicare is a form of health insurance for medical expenses, and death isn’t a medical condition. However, with life insurance or burial insurance, you can be sure you’ll have the funds to give your loved one the dignified burial they deserve.

You’re never too young for life insurance.

If you’re young, healthy, and have your entire life ahead of you, life insurance and burial expenses are probably the last things you want to talk about. However, there are over 36,000 deaths in car accidents every year in the U.S., and the number of medical malpractice deaths dwarfs the number of fatal car accidents. Not to mention, every year, over 5,000 people die from work injuries in the U.S. In other words, you’re never too young to get life insurance.

Before choosing a life insurance plan, you should shop around to find the best death benefit for your money. The younger and healthier you are, the more discounts you’ll have available to you.

Coping with the loss of a spouse or another loved one is never easy, and it’s even harder when their death is due to a sudden personal injury. However, coping with your loss should also motivate you to prepare to take care of your family and your final expenses if you should pass unexpectedly.